Risk Officer - Brussels, België - Equals Money

Equals Money

Geverifieerd bedrijf

Brussels, België

1 week geleden

Geplaatst door:

Sophie Dubois

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Beschrijving

Who we are
Over the last 16 years, Equals Money has helped over a million satisfied customers move and manage their money. Our award-winning product portfolio allows our customers to make low-cost multi-currency payments across various payment products.

From travel money to transfers, currency hedging, to expense management, open-banking to card acquiring, we are focused on a single goal of making it easy for our customers to manage and move their money.

As a business, we are committed to delivering value to our customers through the combination of advanced payments technology and personal expert service.

Having recently acquired a subsidiary in Belgium - Oonex SA - the Group are focussed on bringing our suite of products to Europe and are now looking for a Risk Officer / Head of First Line Risk to join our team.

With our headquarters in London and Brussels and teams in Chester, Amsterdam and Los Angeles, the Equals Group operates a portfolio of successful and exciting business lines and brands - Equals Money, FairFX and CardOneMoney in the UK and now Oonex in Belgium - soon to become Equals Money Europe.

You will join a very close-knit, talented and supportive team from various backgrounds who believe that bringing different perspectives together helps us understand our customers' needs.

United, by one thing, making money management straightforward and cost-effective for our customers.

About the Role
We are looking for a Head of Risk/ Risk Officer to join its growing leadership team in Brussels.

This role will be working alongside the other Heads of functions and manage a a small but highly effective team specialising in first line risk.

In this role you will be responsible for ensuring the effective delivery of Equals' risk management framework and will be responsible for first line risk activity.

The role includes formal designation as the Senior Officer responsible for AML/CTF and as such the role holder must have adequate knowledge, experience and integrity to deliver this role as an effective leader.

Regrettably we cannot offer this role to individuals who do not possess the legal right to reside and work in Belgium.

Who you are

You are a risk management and regulatory governance specialist and able to take responsibility for executing risk management processes across the European business.

You can identify opportunities for strengthening processes and controls and strive to implement and build systems and processes that support a strong risk culture.

You're able to influence stakeholders to promote the risk agenda and can motivate colleagues to perform to a high standard.

You will own and execute first line risk management activities which includes some first line financial crime monitoring (transaction monitoring).

You follow new developments and trends in the regulatory and enterprise risk landscape and will work closely with operational teams to embed sound controls and processes.

This is a hybrid role on a day-to-day basis, and will require you to be comfortable with travel to our Brussels office at least 2 days per week.

Responsibilities
**The role will involve building a robust risk management framework, building strong relationships with key leaders within Europe and overseas and promoting a robust risk culture within all areas of the business. The Risk Officer will also be responsible for first line risk management activities, including executing the duties of an effective manager responsible for AML/CTFP. You will be responsible for reporting on all operational and enterprise risk related matters to the local and Global risk committees, providing meaningful insights into risks, challenges and opportunities.

Own and provide oversight of the risk management function
Provide risk advisory support to ensure the business meets regulatory risk requirements
Provide independent challenge to the execution of duties by the AMLCO (Head of Compliance)
Own, refine and monitor risk appetite across Equals Europe
Drive the risk agenda across Equals Europe by engaging with business leaders
Ensure the business has appropriately identified, measured and responded to all relevant risks in accordance with risk appetite
Support the business to identify risks and define the controls to be carried out using the processes and key controls to cover these risks, in accordance with the group's Risk Management Framework
Identify and formalise major risks in risk matrices and risk registers and define the controls in place and the measures to be taken to cover residual risks
Carry out regular internal tests to ensure that the identified risks are controlled
Represent the department in ongoing projects within Equals Europe and Equals Group, where required
Take the position of a business partner of all departments in order to help them in any change in organisation and operation, in any implementation of new tools and processes
Oversee first line monitoring including